By accessing this web site of McCrystal Insurance, you (the “user”) agree to be bound by the terms and conditions set out hereunder. McCrystal Insurance reserves the right to at any time, in its sole discretion, change any of the terms and conditions by posting such changes on this web site. Such changes shall be effective immediately. By continuing to use this web site the user shall be deemed to have accepted such changes.
1. Permitted Use
1.1 When accessing this web site the user may download, view and print any of the content from this web site for private and non-commercial purposes but may never –
1.1.1 Redistribute, modify, adapt or vary any of the content of this web site;
1.1.2 Remove any copyright or trade mark notices from any copies of the content;
1.1.3 Cause any harm to this web site in any manner whatsoever.
2. Copyright and Intellectual Property Right
This web site and all the related pages, including but not limited to content, software, code, graphics, designs or other material contained in or electronically distributed on this web site, are owned by McCrystal Insurance or licensed to McCrystal Insurance and are protected by local and international legislation. Any unauthorised use whatsoever is strictly prohibited.
3.1 No person, business entity or web site may link to any page on this web site, without the prior written permission of McCrystal Insurance. Such permission can only be obtained from the owners of McCrystal Insurance.
3.2 Hyperlinks provided on this web site to third party web sites are provided as is and such hyperlinks as well as the content of such third party web sites are not under the control of McCrystal Insurance.
3.3 McCrystal Insurance does not necessarily agree with, edit or sponsor the content of such third party web sites and is not responsible for the content thereof.
No person, business entity or web site may frame this web site or any of the pages of this web site in any way whatsoever.
No person, business entity or web site may use any technology to cause any harm whatsoever to this web site.
6.1 McCrystal Insurance does not give any warranty or representation; express or implied, relating to information contained on this web site or on any other web site linked to this web site or the accuracy of such information.
6.2 McCrystal Insurance does not warrant that this web site or any web site to which this web site is linked or the content thereof is error free.
6.3 McCrystal Insurance does not give any warranty or representation, other than any warranty or representation that has been expressly set out in these terms and conditions.
McCrystal Insurance may request information from the user, which is of a proprietary and confidential nature. McCrystal Insurance shall keep and maintain such information confidential and shall not disclose such information to any third party without the prior written consent of the user, unless legally obliged to do so.
8. Security Policy
McCrystal Insurance shall institute legal action against a user who delivers or attempts to deliver any damaging code to this web site, attempts to gain unauthorised access to any page of this web site or who causes any harm whatsoever to this web site.
9. Limitation of Liability
9.1 McCrystal Insurance shall not be liable for any damages, loss or liability of whatsoever nature arising from the use or inability to use this web site or any other web site linked to this web site or the content or the services thereof.
9.2 The user expressly agrees that the use of this web site is entirely at the user’s own risk and indemnifies McCrystal Insurance against any third party claims that might arise out of the user’s use of this web site or any other web site linked to this web site.
9.3 This web site and its contents are provided on an “as is” and “as available” basis and has not been compiled or supplied to meet the user’s individual requirements.
10. Governing Law
The South African law and the jurisdiction of the South African courts shall govern any action in terms of the use or inability to use this website.